Health insurance prices in Navajo County, AZ (2026)
14 marketplace plans from 2 insurers. Cheapest plan $559/mo; typical Silver $1,029/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $559–$930 (typical $807) · Silver $652–$1,059 (typical $1,029) · Gold $769–$1,295 (typical $1,230)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Imperial Health Plan | 5 | $559 | $559 | $660 | $774 | Imperial Standard Bronze | |
| Blue Cross Blue Shield of ArizonaIndependent Blue Cross Blue Shield company | 9 | $781 | $833 | $1,048 | $1,268 | AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) |
All 14 plans in Navajo County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Imperial Health Plan | Imperial Standard Bronze | Expanded Bronze | HMO | $559 | $7,500 | $10,000 | $16,704 | |
| Imperial Health Plan | Imperial Standard Silver | Silver | HMO | $652 | $6,000 | $8,900 | $16,722 | |
| Imperial Health Plan | Imperial Preferred Silver | Silver | HMO | $669 | $7,500 | $9,500 | $17,522 | |
| Imperial Health Plan | Imperial Standard Gold | Gold | HMO | $769 | $2,000 | $8,200 | $17,424 | |
| Imperial Health Plan | Imperial Preferred Gold | Gold | HMO | $779 | $1,000 | $8,000 | $17,346 | |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) | Expanded Bronze | HMO | $781 | $10,150 | $10,150 | $19,518 | |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Neighborhood | Expanded Bronze | HMO | $833 | $7,500 | $10,000 | $19,990 | |
| Blue Cross Blue Shield of Arizona | AZ Blue Portfolio Bronze HSA Neighborhood | Expanded Bronze | HMO | $930 | $7,100 | $7,100 | $18,264 | |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) | Silver | HMO | $1,029 | $7,200 | $7,200 | $19,552 | |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Silver Neighborhood | Silver | HMO | $1,048 | $6,000 | $8,900 | $21,482 | |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) | Silver | HMO | $1,059 | $7,500 | $9,200 | $21,907 | |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) | Gold | HMO | $1,230 | $4,800 | $4,800 | $19,565 | |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Gold | HMO | $1,268 | $1,475 | $8,000 | $23,212 | |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Gold Neighborhood | Gold | HMO | $1,295 | $2,000 | $8,200 | $23,745 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $559 | $807 | $930 | 4 | $7,500 | $10,000 | $18,891 |
| Silver | $652 | $1,029 | $1,059 | 5 | $7,200 | $8,900 | $19,552 |
| Gold | $769 | $1,230 | $1,295 | 5 | $2,000 | $8,000 | $19,565 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.