Avera Health Plans in South Dakota health insurance (2026)
Avera Health Plans sells 35 marketplace plans in every South Dakota county for 2026, from $406/mo; typical Silver $687/mo, before tax credits. Buy on HealthCare.gov.
$406Cheapest plan
$687Typical Silver plan
66of 66 counties
35Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Avera Health Plans plans in South Dakota
- Bronze $406–$654
- Silver $512–$875
- Gold $579–$879
- Catastrophic $386–$453
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 9 plans · $406–$654/mo | ||||||
| DirectConnect Standard $7500 HSA Eligible HDHP Expanded Bronze | HMO | $406–$427in 8 counties | $7,500 | $10,000 | $14,877–$15,119 | Benefits summary Find doctors |
| DirectConnect $6500 HSA Eligible HDHP Expanded Bronze | HMO | $412–$433in 8 counties | $6,500 | $10,600 | $15,549–$15,795 | Benefits summary Find doctors |
| DirectConnect $7500 HSA Eligible HDHP Expanded Bronze | HMO | $440–$462in 8 counties | $7,500 | $7,500 | $12,778–$13,040 | Benefits summary Find doctors |
| ConnectPlus Standard $7500 HSA Eligible HDHP Expanded Bronze | PPO | $512–$537in 50 counties | $7,500 | $10,000 | $16,144–$16,449 | Benefits summary Find doctors |
| ConnectPlus $6500 HSA Eligible HDHP Expanded Bronze | PPO | $531–$557in 50 counties | $6,500 | $10,600 | $16,971–$17,287 | Benefits summary Find doctors |
| ConnectPlus $7500 HSA Eligible HDHP Expanded Bronze | PPO | $558–$586in 50 counties | $7,500 | $7,500 | $14,197–$14,530 | Benefits summary Find doctors |
| ConnectPlus Standard $7500 HSA Eligible HDHP Expanded Bronze | PPO | $600in 16 counties | $7,500 | $10,000 | $17,198 | Benefits summary Find doctors |
| ConnectPlus $6500 HSA Eligible HDHP Expanded Bronze | PPO | $622in 16 counties | $6,500 | $10,600 | $18,064 | Benefits summary Find doctors |
| ConnectPlus $7500 HSA Eligible HDHP Expanded Bronze | PPO | $654in 16 counties | $7,500 | $7,500 | $15,346 | Benefits summary Find doctors |
| Silver 12 plans · $512–$875/mo | ||||||
| DirectConnect Standard $6000 | HMO | $512–$537in 8 counties | $6,000 | $8,900 | $15,043–$15,348 | Benefits summary Find doctors |
| DirectConnect $4500 | HMO | $514–$540in 8 counties | $4,500 | $10,150 | $16,322–$16,629 | Benefits summary Find doctors |
| DirectConnect MyWeighForward $6000 | HMO | $534–$560in 8 counties | $6,000 | $8,900 | $15,305–$15,623 | Benefits summary Find doctors |
| DirectConnect $0 Silver | HMO | $557–$585in 8 counties | $0 | $10,600 | $17,286–$17,618 | Benefits summary Find doctors |
| ConnectPlus Standard $6000 | PPO | $675–$709in 50 counties | $6,000 | $8,900 | $17,002–$17,405 | Benefits summary Find doctors |
| ConnectPlus $4500 | PPO | $679–$712in 50 counties | $4,500 | $10,150 | $18,293–$18,698 | Benefits summary Find doctors |
| ConnectPlus MyWeighForward $6000 | PPO | $695–$729in 50 counties | $6,000 | $8,900 | $17,235–$17,650 | Benefits summary Find doctors |
| ConnectPlus $0 Silver | PPO | $747–$784in 50 counties | $0 | $10,600 | $19,560–$20,006 | Benefits summary Find doctors |
| ConnectPlus Standard $6000 | PPO | $803in 16 counties | $6,000 | $8,900 | $18,542 | Benefits summary Find doctors |
| ConnectPlus $4500 | PPO | $816in 16 counties | $4,500 | $10,150 | $19,936 | Benefits summary Find doctors |
| ConnectPlus MyWeighForward $6000 | PPO | $827in 16 counties | $6,000 | $8,900 | $18,819 | Benefits summary Find doctors |
| ConnectPlus $0 Silver | PPO | $875in 16 counties | $0 | $10,600 | $21,098 | Benefits summary Find doctors |
| Gold 12 plans · $579–$879/mo | ||||||
| DirectConnect $1800 | HMO | $579–$608in 8 counties | $1,800 | $9,000 | $15,950–$16,295 | Benefits summary Find doctors |
| DirectConnect Standard $2000 | HMO | $583–$612in 8 counties | $2,000 | $8,200 | $15,198–$15,546 | Benefits summary Find doctors |
| DirectConnect MyWeighForward $2000 | HMO | $600–$630in 8 counties | $2,000 | $8,200 | $15,397–$15,754 | Benefits summary Find doctors |
| DirectConnect $0 Gold | HMO | $605–$635in 8 counties | $0 | $8,500 | $15,757–$16,118 | Benefits summary Find doctors |
| ConnectPlus $1800 | PPO | $711–$747in 50 counties | $1,800 | $9,000 | $17,534–$17,959 | Benefits summary Find doctors |
| ConnectPlus Standard $2000 | PPO | $723–$759in 50 counties | $2,000 | $8,200 | $16,878–$17,310 | Benefits summary Find doctors |
| ConnectPlus MyWeighForward $2000 | PPO | $744–$781in 50 counties | $2,000 | $8,200 | $17,130–$17,574 | Benefits summary Find doctors |
| ConnectPlus $0 Gold | PPO | $750–$787in 50 counties | $0 | $8,500 | $17,501–$17,949 | Benefits summary Find doctors |
| ConnectPlus $1800 | PPO | $833in 16 counties | $1,800 | $9,000 | $18,999 | Benefits summary Find doctors |
| ConnectPlus Standard $2000 | PPO | $847in 16 counties | $2,000 | $8,200 | $18,367 | Benefits summary Find doctors |
| ConnectPlus MyWeighForward $2000 | PPO | $872in 16 counties | $2,000 | $8,200 | $18,662 | Benefits summary Find doctors |
| ConnectPlus $0 Gold | PPO | $879in 16 counties | $0 | $8,500 | $19,045 | Benefits summary Find doctors |
| Catastrophic 2 plans · $386–$453/mo | ||||||
| ConnectPlus $10,600 HSA Eligible HDHP | PPO | $386–$405in 50 counties | $10,600 | $10,600 | $15,235–$15,465 | Benefits summary Find doctors |
| ConnectPlus $10,600 HSA Eligible HDHP | PPO | $453in 16 counties | $10,600 | $10,600 | $16,030 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Avera Health Plans sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Aurora County | 12 | $533–$780 | $714 |
| Beadle County | 12 | $537–$787 | $721 |
| Bennett County | 12 | $600–$879 | $821 |
| Bon Homme County | 12 | $533–$780 | $714 |
| Brookings County | 12 | $537–$787 | $721 |
| Brown County | 23 | $427–$787 | $647 |
| Brule County | 12 | $533–$780 | $714 |
| Buffalo County | 12 | $533–$780 | $714 |
| Butte County | 12 | $600–$879 | $821 |
| Campbell County | 12 | $537–$787 | $721 |
| Charles Mix County | 12 | $533–$780 | $714 |
| Clark County | 12 | $537–$787 | $721 |
| Clay County | 12 | $512–$750 | $687 |
| Codington County | 12 | $537–$787 | $721 |
| Corson County | 12 | $537–$787 | $721 |
| Custer County | 12 | $600–$879 | $821 |
| Davison County | 23 | $423–$780 | $641 |
| Day County | 12 | $537–$787 | $721 |
| Deuel County | 12 | $537–$787 | $721 |
| Dewey County | 12 | $537–$787 | $721 |
| Douglas County | 12 | $533–$780 | $714 |
| Edmunds County | 12 | $537–$787 | $721 |
| Fall River County | 12 | $600–$879 | $821 |
| Faulk County | 12 | $537–$787 | $721 |
| Grant County | 12 | $537–$787 | $721 |
| Gregory County | 12 | $533–$780 | $714 |
| Haakon County | 12 | $600–$879 | $821 |
| Hamlin County | 12 | $537–$787 | $721 |
| Hand County | 12 | $533–$780 | $714 |
| Hanson County | 23 | $423–$780 | $641 |
| Harding County | 12 | $600–$879 | $821 |
| Hughes County | 12 | $533–$780 | $714 |
| Hutchinson County | 23 | $423–$780 | $641 |
| Hyde County | 12 | $533–$780 | $714 |
| Jackson County | 12 | $600–$879 | $821 |
| Jerauld County | 12 | $533–$780 | $714 |
| Jones County | 12 | $600–$879 | $821 |
| Kingsbury County | 12 | $537–$787 | $721 |
| Lake County | 12 | $512–$750 | $687 |
| Lawrence County | 12 | $600–$879 | $821 |
| Lincoln County | 23 | $406–$750 | $616 |
| Lyman County | 12 | $533–$780 | $714 |
| Marshall County | 12 | $537–$787 | $721 |
| McCook County | 23 | $406–$750 | $616 |
| McPherson County | 12 | $537–$787 | $721 |
| Meade County | 12 | $600–$879 | $821 |
| Mellette County | 12 | $600–$879 | $821 |
| Miner County | 12 | $533–$780 | $714 |
| Minnehaha County | 23 | $406–$750 | $616 |
| Moody County | 12 | $512–$750 | $687 |
| Oglala Lakota County | 12 | $600–$879 | $821 |
| Pennington County | 12 | $600–$879 | $821 |
| Perkins County | 12 | $600–$879 | $821 |
| Potter County | 12 | $537–$787 | $721 |
| Roberts County | 12 | $537–$787 | $721 |
| Sanborn County | 12 | $533–$780 | $714 |
| Spink County | 12 | $537–$787 | $721 |
| Stanley County | 12 | $533–$780 | $714 |
| Sully County | 12 | $533–$780 | $714 |
| Todd County | 12 | $600–$879 | $821 |
| Tripp County | 12 | $533–$780 | $714 |
| Turner County | 12 | $512–$750 | $687 |
| Union County | 12 | $512–$750 | $687 |
| Walworth County | 12 | $537–$787 | $721 |
| Yankton County | 23 | $423–$780 | $641 |
| Ziebach County | 12 | $600–$879 | $821 |
Other insurers in South Dakota
- Sanford Health Plan Silver $706/mo
- Wellmark Blue Cross Blue Shield (SD) Silver $730/mo
All South Dakota prices · Sorted by typical Silver price.
Frequently asked questions
How much does Avera Health Plans health insurance cost in South Dakota?
For plan year 2026, Avera Health Plans marketplace plans in South Dakota cost $406 to $879 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $531, Silver $687, Gold $731. Prices depend on the county.
What is the cheapest Avera Health Plans plan in South Dakota?
DirectConnect Standard $7500 HSA Eligible HDHP (Expanded Bronze), from $406 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Avera Health Plans sell marketplace plans in South Dakota?
In all 66 counties of South Dakota.
How do I buy a Avera Health Plans plan in South Dakota?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for South Dakota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.