:root{--p:#1d4ed8;--p-d:#1e3a8a;--tint:#eff6ff;--ink:#0f172a;--mut:#475569;--line:#e2e8f0;--ok:#15803d;--okl:#dcfce7;--sh:#b45309;--shl:#fff7ed;--r:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font:16px/1.55 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;padding-bottom:84px}
a{color:var(--p)}a:hover{color:var(--p-d)}:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
header{border-bottom:1px solid var(--line);background:#fff}header .wrap{display:flex;align-items:center;gap:18px;min-height:58px;flex-wrap:wrap}
.logo{font-weight:800;font-size:19px;color:var(--ink);text-decoration:none;margin-right:auto}.logo b{color:var(--p)}
header nav a{font-size:15px;font-weight:600;color:#334155;text-decoration:none;margin-left:14px}
main{padding:18px 0 40px}h1{font-size:32px;line-height:1.15;margin:.3em 0 .35em;letter-spacing:-.02em}h2{font-size:22px;margin:1.4em 0 .4em}h3{font-size:18px;margin:1.1em 0 .3em}
.crumbs{font-size:14px;color:var(--mut)}.lede{font-size:17px;color:#334155;max-width:820px;margin:.2em 0 .8em}.muted{color:var(--mut);font-size:14px}.small{font-size:13px;color:var(--mut)}
.year{background:var(--tint);border:1px solid #bfdbfe;border-radius:10px;padding:8px 12px;font-size:14px;margin:10px 0}
.card{border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;margin:16px 0;background:#fff}
.aetna{background:#fefce8;border:1px solid #fde68a;border-radius:8px;padding:6px 10px;font-size:14px}
.summ{font-size:14px;color:#334155;margin:8px 0}.summ b{color:var(--ink)}
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r);margin:10px 0}
table.t{border-collapse:collapse;width:100%;font-size:14.5px;background:#fff}
.t th,.t td{padding:8px 9px;border-bottom:1px solid #eef2f7;text-align:right;vertical-align:top;white-space:nowrap}.t th{background:#f1f5f9;font-size:12.5px;text-transform:uppercase;letter-spacing:.03em;color:#334155;position:sticky;top:0}
.t td.l,.t th.l{text-align:left;white-space:normal}.t td.pn{text-align:left;white-space:normal;font-size:13px;color:#334155;min-width:220px}.t tr:last-child td{border-bottom:0}
.t td.typ{font-weight:700}.t .sub{display:block;font-size:11.5px;color:var(--mut);font-weight:400}.t td.cb{text-align:center;width:44px}.cb input{width:20px;height:20px;cursor:pointer}
.t tr.picked td{background:#eef4ff}.none{color:#94a3b8;font-size:12px}
.m-Bronze{color:#92400e}.m-Silver{color:#475569}.m-Gold{color:#a16207}.m-Platinum{color:#334155}.m-Catastrophic{color:#b91c1c}
.ins td.l b{font-size:15px}
.filters{margin:6px 0}.filters button{border:1px solid #94a3b8;background:#fff;border-radius:99px;padding:5px 13px;margin:3px 5px 3px 0;font:inherit;font-size:14px;cursor:pointer}.filters button.on{background:var(--p);color:#fff;border-color:var(--p)}
.share{border:2px dashed #f59e0b;background:var(--shl);border-radius:var(--r);padding:12px 16px;margin:22px 0}.share .t td{background:#fffdf8}
.badge{display:inline-block;background:var(--sh);color:#fff;font-size:11.5px;font-weight:800;padding:2px 8px;border-radius:99px;letter-spacing:.03em;vertical-align:2px}
.disc{border:2px solid #f59e0b;background:#fff7ed;border-radius:10px;padding:9px 12px;font-size:14px;margin:8px 0}
.money{border:1px solid var(--line);background:#f8fafc;border-radius:10px;padding:8px 12px;font-size:13.5px;color:#334155;margin:12px 0}
.na{color:#b91c1c;font-weight:700;font-size:12.5px}
.search{width:100%;max-width:360px;padding:9px 12px;border:1px solid #94a3b8;border-radius:10px;font:inherit}
.btn{display:inline-block;background:var(--p);color:#fff;padding:8px 14px;border-radius:9px;text-decoration:none;font-weight:700;font-size:14px;border:0;cursor:pointer}.btn:hover{background:var(--p-d);color:#fff}
.cmpnote{background:var(--tint);border-radius:8px;padding:7px 11px;font-size:14px}
#cmpbar{position:fixed;left:0;right:0;bottom:0;background:#0f172a;color:#fff;display:none;gap:12px;justify-content:space-between;align-items:center;padding:10px 18px;z-index:20;box-shadow:0 -3px 10px rgba(0,0,0,.25)}
#cmpbar .hint{color:#cbd5e1;font-size:13px}#cmpbar button{font:inherit;font-weight:700;padding:9px 16px;border-radius:8px;border:0;cursor:pointer;background:#16a34a;color:#fff;white-space:nowrap}#cmpbar button:disabled{background:#64748b;cursor:not-allowed}#cmpbar button.sec{background:#475569;margin-right:6px}
.chip{display:inline-block;background:#1e293b;border:1px solid #334155;border-radius:99px;padding:1px 9px;margin:4px 5px 0 0;font-size:12px}.chip .ni{color:#fbbf24;font-weight:800;font-size:10.5px}.chip a{color:#fff;text-decoration:none;margin-left:5px}
#cmpview{display:none;border:2px solid var(--p);border-radius:var(--r);padding:12px 14px;margin:6px 0 18px;background:#fff}#cmpview .hd{display:flex;justify-content:space-between;align-items:center;gap:10px}#cmpview h2{margin:.2em 0}
.cmpt{border-collapse:collapse;width:100%;font-size:14.5px}.cmpt th,.cmpt td{border-bottom:1px solid #eef2f7;padding:8px 9px;text-align:left;vertical-align:top}.cmpt th[scope=row]{background:#f8fafc;width:150px;position:sticky;left:0;z-index:1}
.cmpt td.sharing,.cmpt thead th.sharing{background:#fffaf0}.cmpt td.low{background:var(--okl)!important;font-weight:700}.lowtag{display:block;font-size:10.5px;color:var(--ok);font-weight:800;letter-spacing:.04em}.gap{color:#94a3b8;font-style:italic}
.sharelink{width:100%;font-size:12px;padding:5px;border:1px solid #cbd5e1;border-radius:6px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:6px 18px}.grid a{text-decoration:none}
footer{border-top:1px solid var(--line);background:#f8fafc;padding:22px 0 30px;font-size:13.5px;color:var(--mut)}footer .fl a{margin-right:14px;font-weight:600}
details{border:1px solid var(--line);border-radius:10px;padding:8px 12px;margin:10px 0}summary{font-weight:700;cursor:pointer}
@media(max-width:720px){h1{font-size:25px}h2{font-size:19px}header nav{width:100%}header nav a{margin:0 12px 6px 0;font-size:14px}.wrap{padding:0 12px}
.t.stack thead{display:none}.t.stack,.t.stack tbody,.t.stack tr,.t.stack td{display:block;width:100%}.t.stack tr{border-bottom:1px solid var(--line);padding:6px 0;position:relative}
.t.stack td{border:0;padding:2px 10px 2px 54px;text-align:left;white-space:normal}.t.stack td[data-l]:before{content:attr(data-l)": ";color:var(--mut);font-size:12.5px}
.t.stack td.cb{position:absolute;left:4px;top:10px;width:40px;padding:0}.tw{border:0}#cmpbar{padding:8px 10px;flex-wrap:wrap}#cmpbar .chips{display:none}.cmpt{font-size:13.5px}.cmpt th[scope=row]{width:96px}}