:root{--p:#0f766e;--pd:#115e59;--pl:#ccfbf1;--tint:#f0fdfa;--mint:#ecfdf5;--a:#f59e0b;--ad:#92400e;--al:#fef3c7;--ink:#0f172a;--mut:#475569;--line:#e2e8f0;--bg:#fff;--r:14px;
--b:#a16207;--s:#64748b;--g:#ca8a04;--pt:#334155;--c:#9f1239}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--pd)}a:hover{color:var(--p)}h1,h2,h3{line-height:1.3}h1{font-size:clamp(1.6rem,4vw,2.3rem);margin:.3em 0 .4em}h2{font-size:1.45rem;margin:1.6em 0 .5em}h3{font-size:1.05rem;margin:0}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
header.site{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:4px 18px;padding-top:10px;padding-bottom:10px}
.logo{font-weight:700;font-size:1.15rem;color:var(--ink);text-decoration:none}.logo b{color:var(--p)}header nav{display:flex;flex-wrap:wrap;gap:4px 16px}header nav a{text-decoration:none;color:var(--mut);font-weight:500}header nav a:hover{color:var(--p)}
main{padding-bottom:40px}.crumbs{font-size:.85rem;color:var(--mut);margin:14px 0 0}.crumbs a{color:var(--mut)}
.hero{background:linear-gradient(135deg,var(--tint),var(--mint) 60%,#fff);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px;margin:12px 0 14px}.hero>:first-child{margin-top:0}.hero>:last-child{margin-bottom:0}
.hero h1 em{font-style:normal;color:var(--p)}.sh-hero{background:linear-gradient(135deg,var(--al),#fffbeb 60%,#fff)}.sh-hero h1 em{color:var(--ad)}
.lede{font-size:1.08rem;color:#1e293b;max-width:860px}.muted,.small,.sub{color:var(--mut)}.small{font-size:.875rem}.sub{display:block;font-size:.8rem;font-weight:400}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:16px}.tile{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 14px}.tile b{display:block;font-size:1.35rem;color:var(--pd)}.tile span{font-size:.82rem;color:var(--mut)}
.tile.sh{background:var(--al);border-color:#fcd34d}.tile.sh b{color:var(--ad)}
.picker{display:flex;flex-wrap:wrap;gap:10px;align-items:flex-end;margin:14px 0 0}.picker label{display:flex;flex-direction:column;font-size:.8rem;color:var(--mut);flex:1 1 200px}
select,.search{font:inherit;padding:9px 12px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;color:var(--ink);min-height:44px}.search{width:100%;max-width:380px;margin:4px 0 10px}
.btn{display:inline-block;font:inherit;font-weight:600;background:var(--p);color:#fff;border:0;border-radius:10px;padding:10px 18px;text-decoration:none;cursor:pointer;min-height:44px}.btn:hover{background:var(--pd);color:#fff}.btn.sec{background:var(--ad)}.btn.sec:hover{background:#78350f}
.lnk{background:none;border:0;color:var(--pd);font:inherit;font-size:.875rem;text-decoration:underline;cursor:pointer;padding:4px 0}.tools{margin:4px 0 8px}
.year{background:var(--tint);border-left:4px solid var(--p);padding:8px 14px;border-radius:0 10px 10px 0;font-size:.92rem}.note{background:#f8fafc;border:1px solid var(--line);border-radius:10px;padding:8px 14px;font-size:.92rem}
.kinds{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0}.kind-card{border-radius:var(--r);padding:18px 20px;border:1px solid var(--line)}.kind-card>:first-child{margin-top:0}.kind-card>:last-child{margin-bottom:0}.kind-card h2{margin:0 0 .3em;font-size:1.2rem}
.ins-k{background:var(--tint);border-color:#99f6e4}.sh-k{background:var(--al);border-color:#fcd34d}.big{font-size:1.3rem;font-weight:700}
.kind{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;background:var(--pl);color:var(--pd);border-radius:999px;padding:2px 10px;vertical-align:middle}
.ni,.ni-kind{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;background:var(--ad);color:#fff;border-radius:999px;padding:2px 10px;vertical-align:middle}
.sh-head{display:flex;flex-wrap:wrap;align-items:center;gap:6px 12px;margin:1.8em 0 .4em}.sh-head h2{margin:0}
section.share{background:#fffbeb;border:2px solid #fcd34d;border-radius:var(--r);padding:4px 20px 16px;margin:28px 0}
.warn{background:#fff;border:1px solid #fcd34d;border-left:6px solid var(--a);border-radius:10px;padding:10px 16px;margin:10px 0}.warn .wh{font-weight:800;color:var(--ad);margin:0 0 4px}.warn ul{margin:0;padding-left:20px}.warn p{margin:6px 0 0}
.disc{background:var(--al);border-radius:10px;padding:10px 14px;margin:10px 0;font-size:.92rem}.vs{background:#fff;border:1px dashed #cbd5e1;border-radius:10px;padding:8px 14px;font-size:.92rem}
.money{font-size:.85rem;color:var(--mut);border-top:1px solid #fde68a;margin-top:12px;padding-top:8px}
.cards1{display:flex;flex-direction:column;gap:10px}
.ic{border:1px solid var(--line);border-radius:12px;background:#fff}.ic[open]{box-shadow:0 2px 10px rgba(15,23,42,.06)}.ic.sharing{border-color:#fcd34d}.ic.dim{opacity:.6}
.ic>summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr) 28px;grid-template-areas:"h r m" "c c m";gap:6px 14px;padding:12px 14px;align-items:center}
.ic>summary::-webkit-details-marker{display:none}.ich{grid-area:h}.icr{grid-area:r;text-align:right}.chips{grid-area:c}.more{grid-area:m;justify-self:end;width:10px;height:10px;border-right:2px solid var(--mut);border-bottom:2px solid var(--mut);transform:rotate(45deg);transition:transform .15s}
.ic[open]>summary .more{transform:rotate(-135deg)}.ic>summary:hover h3{color:var(--p)}.ic>summary:focus-visible{outline:3px solid var(--p);outline-offset:2px;border-radius:12px}
.rng{display:block;font-size:1.2rem;font-weight:700}.rng small{font-weight:400;color:var(--mut)}.typ{font-size:.85rem}.icr .typ{display:block}
.chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}.chips li{font-size:.8rem;background:#f8fafc;border:1px solid var(--line);border-radius:999px;padding:1px 10px}
.icb{padding:0 14px 12px;border-top:1px solid var(--line)}.icb>:last-child{margin-bottom:0}
.mt{display:inline-block;font-size:.75rem;font-weight:700;border-radius:6px;padding:0 8px;color:#fff;background:var(--s)}.m-Bronze.mt{background:var(--b)}.m-Silver.mt{background:var(--s)}.m-Gold.mt{background:var(--g)}.m-Platinum.mt{background:var(--pt)}.m-Catastrophic.mt{background:var(--c)}
.chips .m-Bronze b{color:var(--b)}.chips .m-Silver b{color:var(--s)}.chips .m-Gold b{color:var(--g)}.chips .m-Platinum b{color:var(--pt)}.chips .m-Catastrophic b{color:var(--c)}
.filters{display:flex;flex-wrap:wrap;gap:6px;margin:8px 0}.filters button{font:inherit;font-size:.875rem;border:1px solid #cbd5e1;background:#fff;border-radius:999px;padding:6px 14px;cursor:pointer;min-height:36px}.filters button[aria-pressed=true]{background:var(--p);color:#fff;border-color:var(--p)}
.tw{overflow-x:auto;margin:8px 0;position:relative}table.t{border-collapse:collapse;width:100%;font-size:.92rem}.t th,.t td{padding:8px 10px;border-bottom:1px solid var(--line);text-align:right;vertical-align:top}.t th{font-size:.8rem;color:var(--mut);font-weight:600;background:#f8fafc}
.t .l{text-align:left}.t td.typ{font-weight:700}.t tr.grp th{background:#fff;color:var(--ink);font-size:.85rem;padding-top:14px}.t tr.dim td{color:#94a3b8}.na{color:var(--c);font-weight:600}.pn b{font-weight:600}.lk{white-space:nowrap;font-size:.85rem}
.diff th[scope=row]{background:#fff;color:var(--ink);font-size:.9rem;width:22%}.diff td.sh{background:#fffbeb}
details.box{border:1px solid var(--line);border-radius:12px;padding:8px 14px;margin:12px 0}details.box>summary{cursor:pointer;font-weight:600}.box2{margin:24px 0}
footer.site{border-top:1px solid var(--line);background:#f8fafc;padding:20px 0;font-size:.85rem;color:var(--mut)}.fl{display:flex;flex-wrap:wrap;gap:6px 18px}
@media (max-width:860px){.tiles{grid-template-columns:1fr 1fr}.kinds{grid-template-columns:1fr}}
@media (max-width:700px){
 header.site{position:static}header nav{flex-basis:100%}
 .ic>summary{grid-template-columns:minmax(0,1fr) 20px;grid-template-areas:"h m" "r m" "c c"}.icr{text-align:left}
 table.stack thead{display:none}table.stack,table.stack tbody,table.stack tr,table.stack td,table.stack th{display:block;width:100%}
 table.stack tr{border:1px solid var(--line);border-radius:10px;margin:8px 0;padding:6px 10px}table.stack tr.grp{border:0;padding:0;margin:14px 0 0}table.stack td{border:0;padding:3px 0;text-align:left}
 table.stack td[data-l]:before{content:attr(data-l)": ";color:var(--mut);font-size:.8rem;font-weight:400}table.stack td:empty{display:none}
 .diff th[scope=row]{width:auto}
}
.sr,.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.hp{position:absolute;left:-5000px}
.nc .cnt:not(:empty){display:inline-block;min-width:1.4em;padding:0 5px;margin-left:2px;border-radius:999px;background:var(--p);color:#fff;font-size:.75rem;text-align:center}
.acts{display:flex;flex-wrap:wrap;gap:4px 6px;align-items:center;justify-content:flex-start;min-width:200px}
.ab{position:relative;font:inherit;font-size:.8rem;line-height:1.2;border:1px solid #cbd5e1;background:#fff;color:var(--ink);border-radius:8px;padding:5px 9px;cursor:pointer;min-height:32px;white-space:nowrap}
.ab:hover{border-color:var(--p);color:var(--pd)}.ab[aria-pressed=true]{background:var(--pl);border-color:var(--p);color:var(--pd);font-weight:600}
.ab.vn[aria-pressed=true]{background:#ffe4e6;border-color:#e11d48;color:#9f1239}.vote{display:inline-flex;align-items:center;gap:4px}.vq{font-size:.75rem;color:var(--mut)}.ab .n:empty{display:none}
.tray{position:fixed;left:0;right:0;bottom:0;z-index:20;background:#0f172a;color:#fff;box-shadow:0 -4px 16px rgba(0,0,0,.18)}.trw{display:flex;flex-wrap:wrap;gap:8px 16px;align-items:center;justify-content:space-between;padding-top:10px;padding-bottom:10px}
.tray .small{color:#cbd5e1}.tray .chips{flex-wrap:nowrap;overflow-x:auto;padding-bottom:2px}.tray .chips li{background:#1e293b;border-color:#334155;color:#fff;white-space:nowrap;max-width:280px;overflow:hidden;text-overflow:ellipsis;flex:0 0 auto}.tray .chips li.shc{border-color:var(--a)}.tray .lnk{color:#fff}.tray .x{background:none;border:0;color:#fff;cursor:pointer;font-size:1rem;padding:0 2px}
body.has-tray{padding-bottom:120px}.trl{flex:1 1 300px;min-width:0}.trb{display:flex;align-items:center;gap:12px}
.toast{position:fixed;left:0;right:0;margin:0 auto;width:max-content;bottom:24px;transform:translateY(40px);opacity:0;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px;z-index:30;transition:.2s;pointer-events:none;max-width:90vw}.toast.on{opacity:1;transform:none}body.has-tray .toast{bottom:120px}
dialog{border:0;border-radius:var(--r);padding:20px;max-width:min(460px,92vw);box-shadow:0 10px 40px rgba(0,0,0,.25)}dialog::backdrop{background:rgba(15,23,42,.5)}.dlgf h2{margin-top:0}.dlgf textarea{width:100%}.dbtn{margin-top:10px;display:flex;gap:12px;align-items:center}
textarea,input[type=email],input[name=name],.cf input,.cf select{font:inherit;padding:9px 12px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;color:var(--ink);width:100%}
table.cmpt{border-collapse:collapse;width:100%;min-width:560px;font-size:.92rem}.cmpt th,.cmpt td{border-bottom:1px solid var(--line);padding:9px 10px;text-align:left;vertical-align:top}
.cmpt thead th{background:#f8fafc;position:sticky;top:0}.cmpt thead th.sh,.cmpt td.sh{background:#fffbeb}.cmpt th[scope=row]{color:var(--mut);font-weight:600;font-size:.85rem;width:20%;background:#fff}
.cmpt .co{display:block;font-weight:700;color:var(--ink)}.hacts{display:block;font-size:.8rem;margin-top:4px}.cmpt td.low{background:var(--mint)}.lowtag{display:inline-block;margin-top:4px;font-size:.7rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;background:var(--p);color:#fff;border-radius:6px;padding:1px 6px}
.gap{color:var(--mut);font-style:italic}.no{color:var(--ad);font-weight:600}.cmpt .acts{min-width:0}.cmpt .vote .vq{display:none}
.steps li{margin:4px 0}.addl{columns:2 260px;padding-left:18px;font-size:.92rem}.sharebox{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:16px 0}.sharebox .search{max-width:520px;margin:0}
.nl{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;margin:0 0 18px}.nlh{font-size:1.1rem;margin:0 0 4px}.nlr{display:flex;flex-wrap:wrap;gap:8px}.nlr input{flex:2 1 220px;width:auto}.nlr select{flex:1 1 150px}
.msg:empty{display:none}.msg{font-weight:600}.msg.ok{color:var(--pd)}.msg.err{color:#be123c}
.cf{display:flex;flex-direction:column;gap:12px;max-width:680px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}.cf label{display:flex;flex-direction:column;gap:4px;font-weight:600;font-size:.92rem}.cf .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}.cf .btn{align-self:flex-start}
.acct-link{position:relative}.acct-link.linked{color:var(--pd);font-weight:700}.acct-link.linked:hover::after,.acct-link.linked:focus-visible::after{content:attr(data-email);position:absolute;right:0;top:calc(100% + 6px);background:var(--ink);color:#fff;font-weight:500;font-size:.8rem;padding:4px 10px;border-radius:8px;white-space:nowrap;z-index:9}.acard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;max-width:640px}.acard dl{display:grid;grid-template-columns:auto 1fr;gap:4px 16px;margin:8px 0}.acard dt{color:var(--mut)}.acard .ok{color:var(--pd)}
.faq{margin:28px 0}.faq details{border-bottom:1px solid var(--line);padding:10px 0}.faq summary{cursor:pointer;font-weight:600;list-style:none;position:relative;padding-left:22px}.faq summary::-webkit-details-marker{display:none}.faq summary:before{content:'';position:absolute;left:4px;top:.55em;border:6px solid transparent;border-left-color:var(--p);transition:transform .15s}.faq details[open] summary:before{transform:rotate(90deg);transform-origin:3px 6px}.faq p{margin:.4em 0 0 22px;color:#1e293b}
.up{color:#be123c;font-weight:600}.down{color:var(--pd);font-weight:600}.ts{min-height:65px}
@media (max-width:700px){.cf .two{grid-template-columns:1fr}.acts{min-width:0}.trb{width:100%;justify-content:space-between}.cmpt th[scope=row]{width:auto}}